Our Rating: 82%

★★★★★
★★★★★

PNC Bank Personal Loan Review

Loan Amount:
$1,000 - $35,000
Minimum Credit Score:
620
APRs From:
6.24% - 35.99%
Funding Speed:
Not Specified

Brick and Mortar bank, PNC bank features competitive rates and low rates and fees on unsecured personal loans. PNC allows you to consolidate high-interest credit card debt, fund expensive home improvements or finance any major purchase. Borrowers do not need to have an existing relationship with PNC to get a loan, however, borrowers with a valid PNC checking account can opt into automatic loan payments and receive a discount on their APR.

Check your pre-qualified personal loan rates online now.

Pros

  • Competitive rates.
  • Quick Loan funding - fund a loan within 2 business days.
  • Option to add co-signer.
  • Available in Maryland

Cons

  • Fees: charges 10% or $40 late fee, whichever is greater.

PNC Personal Loan Overview

The ninth-largest bank in the U.S. by total assets, PNC Bank offers unsecured personal loans for borrowers looking to consolidate debt, fund home improvements, or cover emergency expenses.

Your approval will depend on your credit score, income, and debt-to-income ratio. According to a PNC representative, these factors are weighed evenly on applications.

While no specific credit score requirements were disclosed, borrowers who qualify will likely need good to great credit. Most of PNC's consumer loan borrowers have a FICO score of at least 650 according to PNC’s 2017 annual report.

To option to add a co-signer is offered by PNC. This will increase approval odds and help you get a lower rate. You must keep in mind, that the co-signer will also be responsible for repaying the loan if you default on your payments.

  • Cost: APRs start at around 9%.
  • Fees:
    • Origination fee: None.
    • Late fee: Greater of $40 or 10% of the amount due, after a 15-day grace period.
    • Prepayment fee: None.
Get Pre-Qualified for a Personal Loan Today
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How to apply for a PNC loan

Applying is simple and can be done through PNC’s website. PNC is unique in the fact that they are a branch bank, so you'll also have the option to visit a physical branch location in person if you are more comfortable with in-person banking. Completing an application will only take around 10 minutes, some of the information you'll need to provide is one form of photo ID and your annual income.

PNC Bank Maryland Branch Locations

There are 134 PNC Bank Branches in Maryland.
The following is a list of all PNC Bank Maryland Branch Locations.
Bowie Stonybrook Branch Logo
Bowie Stonybrook Branch
Address: 3323 Stonybrook Drive, Bowie, Maryland 20715
Pnc Harborside Branch Logo
Pnc Harborside Branch
Address: 1 East Pratt Street, Baltimore, Maryland 21202
GAITHERSBURG  MAIN OFFICE Logo
GAITHERSBURG MAIN OFFICE
Address: 702 Russell Avenue, Gaithersburg, Maryland 20877
WHITEFORD BRANCH Logo
WHITEFORD BRANCH
Address: 2408 Whiteford Road, Whiteford, Maryland 21160
FOREST HILL BRANCH Logo
FOREST HILL BRANCH
Address: 2334 Rock Spring Road, Forest Hill, Maryland 21050
MARLBORO BRANCH Logo
MARLBORO BRANCH
Address: 104 Marlboro Road, Easton, Maryland 21601
BIG ELK MALL BRANCH Logo
BIG ELK MALL BRANCH
Address: 100 Big Elk Mall, Elkton, Maryland 21921
DAMASCUS BRANCH Logo
DAMASCUS BRANCH
Address: 26203 Ridge Road, Damascus, Maryland 20872
EMMITSBURG BRANCH Logo
EMMITSBURG BRANCH
Address: 8 East Main Street, Center Square, Emmitsburg, Maryland 21727
FREDERICK SHOPPING CENTER BRANCH Logo
FREDERICK SHOPPING CENTER BRANCH
Address: 1305 West 7th Street, Frederick, Maryland 21702
MOUNT AIRY BRANCH Logo
MOUNT AIRY BRANCH
Address: 206 East Ridgeville Blvd, Mount Airy, Maryland 21771
BRUNSWICK HEIGHTS BRANCH Logo
BRUNSWICK HEIGHTS BRANCH
Address: 1300 North Maple Avenue, Brunswick, Maryland 21716
THURMONT BRANCH Logo
THURMONT BRANCH
Address: 16 East Main Street, Thurmont, Maryland 21788
NEW MARKET BRANCH Logo
NEW MARKET BRANCH
Address: 11717 Old National Pike, New Market, Maryland 21774
WALKERSVILLE BRANCH Logo
WALKERSVILLE BRANCH
Address: 300 Commerce Drive, Walkersville, Maryland 21793
EAST PATRICK STREET BRANCH Logo
EAST PATRICK STREET BRANCH
Address: 9 Monocacy Boulevard, Frederick, Maryland 21701
OLNEY TOWN CENTER BRANCH Logo
OLNEY TOWN CENTER BRANCH
Address: 18100 Town Center Drive, Olney, Maryland 20832
VAN DUSEN BRANCH Logo
VAN DUSEN BRANCH
Address: 7451 Van Dusen Road, Laurel, Maryland 20707
BELTSVILLE CHESTNUT HILLS BRANCH Logo
BELTSVILLE CHESTNUT HILLS BRANCH
Address: 10450 Baltimore Avenue, Beltsville, Maryland 20705
Columbia Town Center Branch Logo
Columbia Town Center Branch
Address: 10440 Little Patuxent Pkwy, Columbia, Maryland 21044
ODENTON BRANCH Logo
ODENTON BRANCH
Address: 1253 Annapolis Road, Odenton, Maryland 21113
LONG GATE CENTER BRANCH Logo
LONG GATE CENTER BRANCH
Address: 4392 Montgomery Road, Ellicott City, Maryland 21043
TEN OAKS PLAZA BRANCH Logo
TEN OAKS PLAZA BRANCH
Address: 3900 Ten Oaks Road, Suite #12, Glenelg, Maryland 21737
LAUREL BRANCH Logo
LAUREL BRANCH
Address: 390 Main Street, Laurel, Maryland 20707
HOLLYWOOD BRANCH Logo
HOLLYWOOD BRANCH
Address: 24385 Mervell Dean Rd, Hollywood, Maryland 20636
CHARLOTTE HALL BRANCH Logo
CHARLOTTE HALL BRANCH
Address: 37650 Oak Station Rd, Charlotte Hall, Maryland 20622
California Branch Logo
California Branch
Address: 22610 Three Notch Rd, Lexington Park, Maryland 20653
BRETON BRANCH Logo
BRETON BRANCH
Address: 25895 Point Lookout Road, Leonardtown, Maryland 20650
PERRYVILLE BRANCH Logo
PERRYVILLE BRANCH
Address: 5405 Pulaski Highway, Perryville, Maryland 21903
140 VILLAGE BRANCH Logo
140 VILLAGE BRANCH
Address: 588 Jermor Lane, Westminster, Maryland 21157
HAMPSTEAD BRANCH Logo
HAMPSTEAD BRANCH
Address: 2325 Hanover Pike, Hampstead, Maryland 21074
BERRY ROAD Logo
BERRY ROAD
Address: 3135 Crain Highway, Waldorf, Maryland 20603
JACKSONVILLE/ SWEET AIR BRANCH Logo
JACKSONVILLE/ SWEET AIR BRANCH
Address: 3422 Sweet Air Road, Phoenix, Maryland 21131
MARYLAND LINE BRANCH Logo
MARYLAND LINE BRANCH
Address: 21401 York Road, Maryland Line, Maryland 21105
HEREFORD BRANCH Logo
HEREFORD BRANCH
Address: 201 Mt. Carmel Road, Parkton, Maryland 21120
GALENA BRANCH Logo
GALENA BRANCH
Address: 101 West Cross Street, Galena, Maryland 21635
WASHINGTON AVENUE BRANCH Logo
WASHINGTON AVENUE BRANCH
Address: 803 Washington Avenue, Chestertown, Maryland 21620
40 WEST BRANCH Logo
40 WEST BRANCH
Address: 1205 West Patrick Street, Frederick, Maryland 21702
BALLENGER BRANCH Logo
BALLENGER BRANCH
Address: 5810 Ballenger Creek Pike, Frederick, Maryland 21703
WESTMINSTER CROSSING BRANCH Logo
WESTMINSTER CROSSING BRANCH
Address: 406 Englar Road, Westminster, Maryland 21157
WEST OCEAN CITY BRANCH Logo
WEST OCEAN CITY BRANCH
Address: 12648 Ocean Gateway, Ocean City, Maryland 21842
FIFTH AVENUE BRANCH Logo
FIFTH AVENUE BRANCH
Address: 812 5th Avenue, Denton, Maryland 21629
SEVERNA PARK BRANCH Logo
SEVERNA PARK BRANCH
Address: Mckinsey Road And Ritchie Highway, Severna Park, Maryland 21146
EDGEWATER BRANCH Logo
EDGEWATER BRANCH
Address: 3054 Solomons Island Road, Edgewater, Maryland 21037
EASTPORT BRANCH Logo
EASTPORT BRANCH
Address: 921 Bay Ridge Avenue, Annapolis, Maryland 21403
POTOMAC STREET BRANCH Logo
POTOMAC STREET BRANCH
Address: 101 Potomac Street, Crisfield, Maryland 21817
WINFIELD BRANCH Logo
WINFIELD BRANCH
Address: 1621 West Liberty Road, Sykesville, Maryland 21784
RISING SUN BRANCH Logo
RISING SUN BRANCH
Address: 101 East Main Street, Rising Sun, Maryland 21911
Elk Neck Branch Logo
Elk Neck Branch
Address: 1 S Main St, North East, Maryland 21901
ABERDEEN BRANCH Logo
ABERDEEN BRANCH
Address: 1004 Beards Hill Road, Aberdeen, Maryland 21001
COLUMBIA CROSSING BRANCH Logo
COLUMBIA CROSSING BRANCH
Address: 6130 Columbia Crossing Circle, Columbia, Maryland 21045
ELKRIDGE BRANCH Logo
ELKRIDGE BRANCH
Address: 6245 Washington Blvd, Elkridge, Maryland 21075
CIVIC AVENUE BRANCH Logo
CIVIC AVENUE BRANCH
Address: 301 Civic Avenue, Salisbury, Maryland 21804
MT. VERNON ROAD BRANCH Logo
MT. VERNON ROAD BRANCH
Address: 30389 Mt. Vernon Road, Princess Anne, Maryland 21853
NORTH OCEAN CITY BRANCH Logo
NORTH OCEAN CITY BRANCH
Address: 12910 Coastal Highway, Ocean City, Maryland 21842
TONY TANK BRANCH Logo
TONY TANK BRANCH
Address: 1512 South Salisbury Boulevard, Salisbury, Maryland 21801
OCEAN PINES BRANCH Logo
OCEAN PINES BRANCH
Address: 11045 Racetrack Road, Berlin, Maryland 21811
NORTH SALISBURY BRANCH Logo
NORTH SALISBURY BRANCH
Address: 1810 North Salisbury Boulevard, Salisbury, Maryland 21801
ROCKVILLE BRANCH Logo
ROCKVILLE BRANCH
Address: 260 East Jefferson Street, Rockville, Maryland 20850
SOLOMONS BRANCH Logo
SOLOMONS BRANCH
Address: 13984 H G Trueman Road, Solomons, Maryland 20688
CHESAPEAKE BEACH BRANCH Logo
CHESAPEAKE BEACH BRANCH
Address: 7933 Bayside Road, Chesapeake Beach, Maryland 20732
BOWIE EXCALIBUR BRANCH Logo
BOWIE EXCALIBUR BRANCH
Address: 16481 Excalibur Road, Bowie, Maryland 20715
Waugh Chapel Branch Logo
Waugh Chapel Branch
Address: 2377 Brandermill Blvd, Gambrills, Maryland 21054
PIKESVILLE BRANCH Logo
PIKESVILLE BRANCH
Address: 1819 Reistertown Road, Pikesville, Maryland 21208
EASTPOINT BRANCH Logo
EASTPOINT BRANCH
Address: 1000 North Point Boulevard, Baltimore, Maryland 21224
LIBERTY ROAD BRANCH Logo
LIBERTY ROAD BRANCH
Address: 8230 Liberty Road, Baltimore, Maryland 21244
JOPPA ROAD BRANCH Logo
JOPPA ROAD BRANCH
Address: 2000 East Joppa Road, Baltimore County, Maryland 21234
GLEN BURNIE BRANCH Logo
GLEN BURNIE BRANCH
Address: 7301 N Ritchie Hwy, Glen Burnie, Maryland 21061
ROLAND PARK BRANCH Logo
ROLAND PARK BRANCH
Address: 5119 Roland Avenue, Baltimore, Maryland 21210
PERRY HALL BRANCH Logo
PERRY HALL BRANCH
Address: 4201 Chapel Road, Perry Hall, Maryland 21128
WHITE MARSH BRANCH Logo
WHITE MARSH BRANCH
Address: 4941 Campbell Boulevard, Baltimore, Maryland 21236
OWINGS MILLS BRANCH Logo
OWINGS MILLS BRANCH
Address: 101 Painters Mill Road, Owings Mills, Maryland 21117
OAK CREST VILLAGE BRANCH Logo
OAK CREST VILLAGE BRANCH
Address: 8810 Walther Blvd, Baltimore, Maryland 21234
CLINTON BRANCH Logo
CLINTON BRANCH
Address: 6551 Coventry Way, Clinton, Maryland 20735
BETHESDA BRANCH Logo
BETHESDA BRANCH
Address: 7200 Wisconsin Avenue Suite100, Bethesda, Maryland 20814
POTOMAC BRANCH Logo
POTOMAC BRANCH
Address: 10150 River Road, Potomac, Maryland 20854
GREENBELT BRANCH Logo
GREENBELT BRANCH
Address: 7300 Hanover Parkway, Greenbelt, Maryland 20770
ELDERSBURG BRANCH Logo
ELDERSBURG BRANCH
Address: 1350 Liberty Road, Sykesville, Maryland 21784
VIRGINIA AVE BRANCH Logo
VIRGINIA AVE BRANCH
Address: 17708 Virginia Avenue, Hagerstown, Maryland 21740
DUAL HIGHWAY BRANCH Logo
DUAL HIGHWAY BRANCH
Address: 1700 Dual Highway, Hagerstown, Maryland 21740
UPTOWN BRANCH Logo
UPTOWN BRANCH
Address: 1100 N Charles St, Baltimore, Maryland 21201
TIMONIUM BRANCH Logo
TIMONIUM BRANCH
Address: 2050 York Road, Timonium, Maryland 21093
TOWSON BRANCH Logo
TOWSON BRANCH
Address: 409 Washington Avenue, Towson, Maryland 21204
HUNT VALLEY BRANCH Logo
HUNT VALLEY BRANCH
Address: 11139 York Road, Hunt Valley, Maryland 21030
RIDERWOOD BRANCH Logo
RIDERWOOD BRANCH
Address: 3110 Gracefield Road, Silver Spring, Maryland 20904
WOODBINE BRANCH Logo
WOODBINE BRANCH
Address: 15920 Old Frederick Road, Woodbine, Maryland 21797
TANEYTOWN BRANCH Logo
TANEYTOWN BRANCH
Address: 459 East Baltimore Street, Taneytown, Maryland 21787
OXON HILL BRANCH Logo
OXON HILL BRANCH
Address: 6196 Oxon Hill Road, Oxon Hill, Maryland 20745
WESTVIEW BRANCH Logo
WESTVIEW BRANCH
Address: 5279 Buckeystown Pike, Frederick, Maryland 21704
CHARLESTOWN BRANCH Logo
CHARLESTOWN BRANCH
Address: 719 Maiden Choice Lane, Baltimore, Maryland 21228
RIVERSIDE BRANCH Logo
RIVERSIDE BRANCH
Address: 1295 Riverbend Way, Frederick, Maryland 21701
FALLS GROVE BRANCH Logo
FALLS GROVE BRANCH
Address: 14945 Shady Grove Road, Rockville, Maryland 20850
WILDWOOD BRANCH Logo
WILDWOOD BRANCH
Address: 10211 Old Georgetown Road, Bethesda, Maryland 20814
CATONSVILLE Logo
CATONSVILLE
Address: 728 Frederick Road, Catonsville, Maryland 21228
URBANA BRANCH Logo
URBANA BRANCH
Address: 8920 Fingerboard Road, Frederick, Maryland 21704
PRINCE FREDERICK BRANCH Logo
PRINCE FREDERICK BRANCH
Address: 155 West Dares Beach Road, Prince Frederick, Maryland 20678
CONGRESSIONAL PLAZA BRANCH Logo
CONGRESSIONAL PLAZA BRANCH
Address: 1647 Rockville Pike, Rockville, Maryland 20852
MAPLE LAWN FARM BRANCH Logo
MAPLE LAWN FARM BRANCH
Address: 8194 Maple Lawn Boulevard, Fulton, Maryland 20759
RUSSETT CENTER BRANCH Logo
RUSSETT CENTER BRANCH
Address: 3386 Laurel-Fort Meade Road, Laurel, Maryland 20724
SILVER SPRING BRANCH Logo
SILVER SPRING BRANCH
Address: 8661 Colesville Road, Silver Spring, Maryland 20910
BREWER'S HILL BRANCH Logo
BREWER'S HILL BRANCH
Address: 3600 Boston Street, Baltimore, Maryland 21224
LONGMEADOW BRANCH Logo
LONGMEADOW BRANCH
Address: 12916 Conamar Drive, Hagerstown, Maryland 21742
KENT ISLAND BRANCH Logo
KENT ISLAND BRANCH
Address: 120 South Piney Road, Chester, Maryland 21619
HAWTHORNE ROAD BRANCH Logo
HAWTHORNE ROAD BRANCH
Address: 6315 Crain Highway, La Plata, Maryland 20646
GERMANTOWN BRANCH Logo
GERMANTOWN BRANCH
Address: 13074 Middlebrook Road, Germantown, Maryland 20874
HARBOR EAST BRANCH Logo
HARBOR EAST BRANCH
Address: 1000 Fleet St, Baltimore, Maryland 21202
CHARLES VILLAGE Logo
CHARLES VILLAGE
Address: 12 East 25th Street, Baltimore, Maryland 21218
GERMAN HILL Logo
GERMAN HILL
Address: 1400 Merritt Boulevard, Dundalk, Maryland 21222
EASTGATE BRANCH Logo
EASTGATE BRANCH
Address: 10501 Greenbelt Rd, Lanham, Maryland 20706
BEL AIR SOUTH BRANCH Logo
BEL AIR SOUTH BRANCH
Address: 130 South Bond Street, Bel Air, Maryland 21014
ANNAPOLIS TOWN CENTRE BRANCH Logo
ANNAPOLIS TOWN CENTRE BRANCH
Address: 303 Sail Place, Annapolis, Maryland 21401
EDGEWATER BRANCH Logo
EDGEWATER BRANCH
Address: 13 Lee Airpark Drive, Edgewater, Maryland 21037
LAUREL CENTER BRANCH Logo
LAUREL CENTER BRANCH
Address: 1009 Fairlawn Street, Laurel, Maryland 20707
CHERRY VALLEY BRANCH Logo
CHERRY VALLEY BRANCH
Address: 11604 Reisterstown Road, Reisterstown, Maryland 21136
WOODMORE TOWNE CENTRE BRANCH Logo
WOODMORE TOWNE CENTRE BRANCH
Address: 9400 Taj Lane, Glenarden, Maryland 20706
TOWSON UNIVERSITY Logo
TOWSON UNIVERSITY
Address: 8000 York Road, Baltimore, Maryland 21252
MONTROSE CROSSING BRANCH Logo
MONTROSE CROSSING BRANCH
Address: 12051 Rockville Pike, Rockville, Maryland 20852
WOOTTON PKWY BRANCH Logo
WOOTTON PKWY BRANCH
Address: 797 Rockville Pike, Rockville, Maryland 20852
HYATTSVILLE BRANCH Logo
HYATTSVILLE BRANCH
Address: 3521 East-West Hwy, Hyattsville, Maryland 20782
BOX HILL BRANCH Logo
BOX HILL BRANCH
Address: 3410 Merchant Boulevard, Abingdon, Maryland 21009
LOCUST POINT BRANCH Logo
LOCUST POINT BRANCH
Address: 1603 Whetstone Way, Baltimore, Maryland 21230
CABIN JOHN BRANCH Logo
CABIN JOHN BRANCH
Address: 7711 Tuckerman Lane, Potomac, Maryland 20854
HILLTOP BRANCH Logo
HILLTOP BRANCH
Address: 5435 Reisterstown Road, Baltimore, Maryland 21215
FESTIVAL AT RIVE@GIANT Logo
FESTIVAL AT RIVE@GIANT
Address: 2323 Forest Drive, Annapolis, Maryland 21401
EDMONDSON AVENUE BRANCH Logo
EDMONDSON AVENUE BRANCH
Address: 4624 Edmondson Avenue, Baltimore, Maryland 21229
NEELSVILLE @ GIANT Logo
NEELSVILLE @ GIANT
Address: 20944 Frederick Road, Germantown, Maryland 20876
FIRST COLONY @ GIANT Logo
FIRST COLONY @ GIANT
Address: 45101 First Colony Way, California, Maryland 20619
ODENTON GIANT BRANCH Logo
ODENTON GIANT BRANCH
Address: 155 Annapolis Road, Odenton, Maryland 21113
OVERLEA BRANCH Logo
OVERLEA BRANCH
Address: 5958 Belair Road, Baltimore, Maryland 21206
ELLICOTT CITY @ GIANT Logo
ELLICOTT CITY @ GIANT
Address: 9200 Baltimore National Pike, Ellicott City, Maryland 21042
GLEN BURNIE@GIANT BRANCH Logo
GLEN BURNIE@GIANT BRANCH
Address: 6636 North Ritchie Hwy, Glen Burnie, Maryland 21061
Olney @Giant Logo
Olney @Giant
Address: 18140 Village Center Dr, Olney, Maryland 20832
ELKTON MAIN OFFICE BRANCH Logo
ELKTON MAIN OFFICE BRANCH
Address: 123 North Street, Elkton, Maryland 21921
ROGERS AVENUE BRANCH Logo
ROGERS AVENUE BRANCH
Address: 8593 Baltimore National Pike, Ellicott City, Maryland 21043